Health Insurance
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First, what is the difference between a broker and an agent?
These terms are often interchanged in conversation. Officially, an Agent is an individual or company that acts on behalf of the carriers to market, sell, and service insurance. The Agent...
It's important to look at a carrier's policies and restrictions regarding pre-existing conditions, waiting periods and exclusions as they can differ from company to company. This is just an overview in layman's terms.
First...what is a pre-existin...
Five Critical Criteria used to compare California carriers.
1. Health Plan pricing in the market. Ultimately, benefits need to be priced well relative to other similar plans on the market. Also, the plans have to make sense financially in today's ...
Health insurance in Iowa is expensive, just as it is in all parts of the country. Unless your job offers a group health insurance plan, or unless you belong to an organization that offers its members a group health insurance plan, you're going to hav...
Health insurance is one of the most talked about and difficult-to-afford types of insurance that the average American is faced with buying. In fact, health insurance has become so expensive that approximately 17% of all residents of Florida are witho...
Health insurance is expensive everywhere. The fact is, according to the U.S. Census Bureau over 50% of all Iowans report that paying for health insurance puts a severe financial strain on their monthly budget and close to 17% of all Iowa residents ca...
It's no secret that health insurance can cost an arm and a leg. For many people health insurance is so expensive that they are simply forced to go without it at all.
Obviously if you are offered health insurance at work or if you can obtain health...
Baby boomer couples cutting health care costs by pooling resources to reduce the cost of long term care premiums. Instead of buying for one, advisers and analysts say you can sometimes slash premium costs by approaching long term care insurance as a ...
Finding a way to afford health insurance is a problem everywhere, not just here in Florida. Everyone wants to know how to get the best rates on health insurance in Florida.
The good news is, depending on how flexible you're willing to be, creating...
First, what is the official definition of co-insurance?
Coinsurance
Once you have met your deductible, you pay coinsurance for additional medical care. It is a percentage of the billed charge. For example, your insurance company might pay 80%, ...
Approximately 19% of the population of the state of California has no health insurance. This is a serious problem and for someone facing a health crisis, it can mean possible bankruptcy. There are ways to find cheap health insurance in California and...
Few people enjoy paying for health care. In fact, more than 50% of all people who have health care in New Jersey report that the cost of health care is a significant financial burden on their household. Health insurance has gotten so expensive that f...
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